Resources

Making Borders Matter Less - A Conversation with Dare Okoudjou

November 11, 2021

Dare Okoudjou, Sayo Folawiyo, Justin Norman, Cross-Border Payments, Trade, AfCFTA, Fintech, Mobile Network Operators, MFS Africa, Interview

S3E5: Problem Solving for Fragmented Retail

November 3, 2021

Peter Njonjo, William McCarren, Daniel Yu, Wim van der Beek, Sayo Folawiyo, Justin Norman, Last-Mile Retail, B2B Commerce, Distribution, Twiga Foods, ZUMI, Wasoko, Goodwell Investments,

S3E4: Journey to the Last Mile

October 28, 2021

Miishe Addy, Omar Hagrass, Daniel Yu, Emotu Balogun, Sayo Folawiyo, Justin Norman, Degbola Abudu, Logistics, Last-Mile Logistics, Containerization, Distribution, Asset Light, Infrastructure, Ports, Jetstream Africa, Trella, Wasoko, Sendbox, Baxi,

Mark Straub, Timbo Drayson, Abdul Hassan, Brendan Playford, Mina Shahid, Justin Norman, API Infrastructure, Fintech, KYC, Identity, IndiaStack, Smile Identity, OkHi, Mono, Pngme, Numida,

S3E3: Africa Stack

October 21, 2021

S3E2: Follow the Money, Part Two

October 14, 2021

Stone Atwine, Elizabeth Rossiello, Ham Serunjogi, Nika Naghavi, Justin Norman, Cross-Border Payments, Cryptocurrency, Foreign Exchange, Float, Remittances, Liquidity, Fintech, Eversend, AZA Finance, Chipper Cash, MFS Africa,

Tosin Eniolorunda, Mathias Léopoldie, Bishnen Kumalo, Jacques Marco, Nicholas Kamanzi, Jerry Cheambe, Justin Norman, P2P Payments, Digital Payments, Payments Switch, Agent Network, Cash, Mobile Wallets, Mobile Money, TeamApt, Julaya, BankservAfrica, Wave, Maviance,

S3E1: Follow the Money

October 7, 2021

Introducing The Flip Season Three

September 30, 2021

Bishnen Kumalo, Peter Njonjo, Israel Bimpe, Sam Eyob, Sayo Folawiyo, Justin Norman, Value Chains, BankservAfrica, Twiga Foods, Zipline, Warbler Labs,

Middlemen as a Service - A Retrospective with Sayo Folawiyo and Justin Norman

March 18, 2021

Sayo Folawiyo, Justin Norman, Middlemen, Informal Markets, Digitization, Kandua, Interview

Accessible and Affordable EdTech with Eneza Education's Wambura Kimunyu

March 11, 2021

Wambura Kimunyu, Anne-Marie Chidzero, Justin Norman, Edtech, Distribution, Mobile Connectivity, Mobile Network Operators, Eneza Education, Interview

Mass-Market Media with StarNews Mobile's Guy Kamgaing

March 4, 2021

Guy Kamgaing, Adia Sowho, Justin Norman, Business Models, Creator Economy, Distribution, Entertainment, Media, Mobile Network Operators, Partnerships, Value-Added Services, StarNews Mobile, Interview

The Case for Crypto with Bundle's Yele Bademosi

February 25, 2021

Yele Bademosi, Benjamin Fernandes, Justin Norman, Bitcoin, Cross-Border Payments, Cryptoassets, Cryptocurrency, Decentralization, Decentralized Finance, Digital Payments, Founder Stories, P2P Payments, Remittances, Bundle, Microtraction, NALA, Interview

Digitizing Community Banking with Kwara's Cynthia Wandia

February 18, 2021

Cynthia Wandia, Justin Norman, Community Finance, Cooperatives, Culture, Customer Acquisition, Design, Digitization, Expansion, Fintech, Founder Stories, Product, SACCOs, Software-as-a-Service, User Onboarding, Beyonic, Kwara, Interview

Fintech for Cash-First Markets with Nomanini's Vahid Monadjem

February 11, 2021

Vahid Monadjem, Chris Williamson, Justin Norman, Cash, Credit, Digitization, Embedded Finance, Fintech, FMCG, Founder Stories, Informal Markets, Informal Merchants, Interoperability, Partnerships, Retail, M-Pesa, Nomanini, Interview

Technology for Informal Trade with MarketForce 360's Tesh Mbaabu

February 4, 2021

Tesh Mbaabu, Josh Sandler, Justin Norman, Asset Light, Business Models, Design, Informal Markets, Informal Merchants, Product, Software-as-a-Service, Strategy, Lori Systems, MarketForce 360, Y Combinator, Interview

Building a Savings Culture with PiggyVest's Odunayo Eweniyi

January 28, 2021

Odunayo Eweniyi, Abdul Hassan, Justin Norman, API Infrastructure, Cash, Customer Acquisition, Digitization, Expansion, Fintech, Founder Stories, Product, Savings, Strategy, Mono, PiggyVest, Interview

Insurance-as-a-Service with Lami's Jihan Abass

January 21, 2021

Jihan Abass, Jeremy Leach, Justin Norman, API Infrastructure, Digitization, Embedded Finance, Fintech, Insurance-as-a-Service, Insurtech, Sandbox, Strategy, Inclusivity Solutions, Lami, Interview

Digitizing Healthcare with Helium Health's Goke Olubusi

January 14, 2021

Rachel Coleman, Justin Norman, Adegoke Olubusi, Credit, Digitization, Expansion, Founder Stories, Healthtech, Interoperability, Product, Software-as-a-Service, Strategy, Helium Health, World Bank, Interview

Inside the Stripe Acquisition of Paystack with Shola Akinlade & Matt Henderson

December 3, 2020

Shola Akinlade, Matt Henderson, Rachel Balsham, Dare Okoudjou, Sayo Folawiyo, Justin Norman, API Infrastructure, Digital Payments, Exits, Expansion, Founder Stories, Nonconsumption, Product, MFS Africa, Paystack, Stripe,

S2E10: Smart People Should Build Things - On Recruiting and the Global Competition for Top Talent

October 1, 2020

Toun Tunde-Anjous, Charles Sekwalor, Ijeoma Oyeyinka, Mansi Babyloni, Aaron Fu, Sayo Folawiyo, Justin Norman, Compensation, Employee Stock Options, Equity, Recruiting, Talent, Flutterwave, Helium Health, Movemeback, The People Practice, Venture for Africa,

S2E9: Much Ado About the Media

September 24, 2020

Tomiwa Aladekomo, Jessica Hope, Jake Bright, Preston Ideh, Emmanuel Quartey, Osarumen Osamuyi, Sayo Folawiyo, Justin Norman, Business Models, Creator Economy, Ecosystem Building, Market Size, Media, Product, Public Relations, Storytelling, Paystack, Stears Business, TechCabal, TechCrunch, The Subtext, Wimbart,

S2E8: Connecting the Dots - Japanese Corporates and African Tech

September 17, 2020

Satoshi Shinada, Ryosuke Yamawaki, Nick Quintong, Sayo Folawiyo, Justin Norman, Corporate Venture Capital, Distribution, Expansion, Japan, Last-Mile Logistics, Pay-as-you-Go, Renewable Energy, Venture Capital, Kepple Africa Ventures, PayGo Energy,

S2E7: Telcos, PalmPay, and the Future of Mobile Financial Services

September 10, 2020

Ramatoulaye Adama Diallo, Wiza Jalakasi, Chris Williamson, Sofia Zab, Adia Sowho, Hayden Simmons, Sayo Folawiyo, Justin Norman, API Infrastructure, Business Models, China, Customer Acquisition, Distribution, Hardware, Interoperability, Mobile Connectivity, Mobile Money, Mobile Network Operators, P2P Payments, USSD, M-Pesa, Orange Money, PalmPay, Transsion,

S2E6: Building for Purpose - China-Africa Tech

September 3, 2020

Stephen Deng, Laura Li, Vincent Li, Sofia Zab, Sayo Folawiyo, Justin Norman, China, Customer Acquisition, Distribution, Infrastructure, Last-Mile Logistics, Mass-Market Consumers, Social Commerce, DFS Lab, Future Hub, PalmPay, Pinduoduo, Transsion, Transsnet,

S2E5: A Fintech Exit - Inside the MFS Africa Acquisition of Beyonic

August 27, 2020

Dare Okoudjou, Luke Kyohere, Carina Rumberger, Rachel Balsham, Justin Norman, API Infrastructure, Digital Payments, Exits, Infrastructure, Fintech, Founder Stories, Mergers & Acquisitions, Nonconsumption, Beyonic, MFS Africa,

, Venture Capital, Fundraising, Market-Creating Innovations,

Report Season (TFN #38)

January 24, 2021

Digital Sachetization (TFN #37)

January 17, 2021

, Market Size, Fundraising, Risk,

The History of the Future (TFN #36)

January 10, 2021

, Silicon Valley, Exits, PayPal

, Talent Flywheel, Talent, Ecosystem Building,

Talent Loops

January 9, 2022

State of The Flip, Year Two

December 11, 2021

, Media, 1000 True Fans, Business Models, Venture Capital, The Flip

Global Fintechs are Failing Users in Africa

December 4, 2021

, Fintech, KYC, Anti-Money Laundering, Fraud, Risk,

Pan-African Cooperation - If Not Now, When?

November 27, 2021

Dare Okoudjou, Trade, Air Travel, AfCFTA, Regional Integration, Regulation,

Healthcare is a Wicked Problem

November 20, 2021

, Healthtech, Fragmentation,

Enabling Cross-Border Trade

November 13, 2021

Dare Okoudjou, Trade, Regional Integration, Migration, Remittances, Infrastructure, Fintech, Cross-Border Payments, MFS Africa, Beyonic

The Connected Convenience Store

November 6, 2021

, Retail, Informal Markets, Informal Merchants, Agent Economy, B2B Commerce, Wasoko, Twiga Foods, Copia Global

The Infrastructure Paradox

October 30, 2021

Miishe Addy, Infrastructure, Logistics, Last-Mile Logistics, Ports, Containerization, Jetstream Africa, Kobo360

Specialization-as-a-Service

October 23, 2021

, Specialization, API Infrastructure, Fintech, Rally Cap Ventures, Stripe, Paystack

, Regulation, Fintech, Regional Integration, ECOWAS, AfCFTA, Zambia, Nigeria,

Working with Regulators

October 16, 2021

Digital Payments! But When?

October 9, 2021

Tosin Eniolorunda, Fintech, Informal Markets, Mobile Money, Agent Network, Brazil, Digital Payments, GSMA, TeamApt

Rankings and Progress

October 2, 2021

, Ecosystem Building,

, Informal Markets, B2B Commerce, Retail, Narrative,

It's the Economy, Stupid

September 25, 2021

Bringing DeFi to the Real World

September 18, 2021

Sam Eyob, Web3, Decentralized Finance, Cryptocurrency, Debt, Credit, Goldfinch

, Fintech, Full-Stack, Verticalization, Fundraising, Wave, OPay

Full-Stack Fintech

September 11, 2021

, Population Growth, Play-to-Earn, Risk,

Rule #1: Pull The Goalie

September 4, 2021

, Fundraising, Valuations, Venture Capital, Nigeria, Compounding, Flywheels, Ecosystem Building, Risk, OPay

Compound Valuations

August 28, 2021

(How) Does Crypto Win in Africa?

August 21, 2021

, Cryptocurrency, Web3, Decentralized Finance, Regulation, Nigeria, NFTs, Nonconsumption, Goldfinch

Ownership & Incentive Alignment

August 14, 2021

, Ownership, Underutilized Fixed Assets, Ride Hailing, Wage Arbitrage, Platforms, Web3, DAOs,

Criticisms and Time Horizons

August 7, 2021

Ham Serunjogi, Valuations, Optimism, Time Horizons, Chipper Cash

Spinning The Ecosystem's Flywheel

July 31, 2021

Rachel Balsham, Ecosystem Building, Flywheels, Growth-Stage Startups, South Africa, Exits, Mergers & Acquisitions, Yoco, MFS Africa, Beyonic

, Play-to-Earn, Web3, Risk, Axie Infinity

Another New New Thing

July 24, 2021

Delta40 Studio, Co-founder & Managing Director, , S8E: Africa's Venture Builders

Lyndsay Holley Handler

Co-founder & Managing Director, Delta40 Studio

Co-founder & Managing Director

Africa Climate Ventures, Founder & CEO, , Africa's Venture Builders

James Mwangi

Founder & CEO, Africa Climate Ventures

Founder & CEO

Moniepoint, Senior ViceP Distribution Network Sales, , S7E: How Moniepoint Powers Millions of Businesses Across Nigeria

Ezekiel Sanni

Senior ViceP Distribution Network Sales, Moniepoint

Senior ViceP Distribution Network Sales

Wave, Head of Business, , S7E: An African Tech Exit - Selling Sendwave for $500 Million

Sidharth Sridhar

Head of Business, Wave

Head of Business

Carbon, Co-Founder & CEO, , S7E: Tackling Africa’s $330 billion credit gap

Chijioke Dozie

Co-Founder & CEO, Carbon

Co-Founder & CEO

Fitted, Co-Founder at Fitted, , S7E: African Small Businesses Have Many Challenges. Can These Platforms Help?

Ibi Cookey

Co-Founder at Fitted, Fitted

Co-Founder at Fitted

GTXN, Co-founder & CEO, , S7E: Why Are Cross-Border Payments So Hard?

Dan Kleinbaum

Co-founder & CEO, GTXN

Co-founder & CEO

FairMoney, CEO, , "S7E: Nigerian Neobank Roundtable: Moniepoint, Kuda, FairMoney", "S7E: Nigerian Neobank Roundtable: Moniepoint, Kuda, FairMoney"

Laurin Hainy

CEO, FairMoney

CEO

Kuda, Founder & CEO, , "S7E: Nigerian Neobank Roundtable: Moneypoint, Kuda, FairMoney"

Babs Ogundeyi

Founder & CEO, Kuda

Founder & CEO

Uber, Head of East Africa, , S7E: The Future of Work Will Be Bootstrapped

Imran Manji

Head of East Africa, Uber

Head of East Africa

African Youth Action Network, Jobtech Lead, , S7E: The Future of Work Will Be Bootstrapped

Shalom Ishimwe

Jobtech Lead, African Youth Action Network

Jobtech Lead

Paystack, Startup Partner, , "S7E: Much Ado About the Media, Live from Lagos"

Dapo Awobokun

Startup Partner, Paystack

Startup Partner

Financial Times, West & Central Africa Correspondent, , "S7E: Much Ado About the Media, Live from Lagos"

Aanu Adeoye

West & Central Africa Correspondent, Financial Times

West & Central Africa Correspondent

TechCabal, Newsroom Editor, , "S7E: Much Ado About the Media, Live from Lagos"

Olumuyiwa Olowogboyega

Newsroom Editor, TechCabal

Newsroom Editor

TechCrunch, Technology Journalist, , "S7E: Much Ado About the Media, Live from Lagos"

Tage Kene-Okafor

Technology Journalist, TechCrunch

Technology Journalist

Stears Business, Senior Fintech Analyst, , "S7E: Much Ado About the Media, Live from Lagos"

Nchedolisa Akuma

Senior Fintech Analyst, Stears Business

Senior Fintech Analyst

Moniepoint, VP, Brand, Communications & PR, , "S7E: Much Ado About the Media, Live from Lagos"

Edidiong Uwemakpan

VP, Brand, Communications & PR, Moniepoint

VP, Brand, Communications & PR

Peak Investment Capital, Partner, , S7E: Investing in Africa's Development Through Sports & Entertainment

Tuyee Yeboah

Partner, Peak Investment Capital

Partner

NBA Africa, CEO, , S7E: Investing in Africa's Development Through Sports & Entertainment

Clare Akamanzi

CEO, NBA Africa

CEO

AfroFuture, Founder & CEO, , S7E: Investing in Africa's Development Through Sports & Entertainment

Abdul Karim Abdullah

Founder & CEO, AfroFuture

Founder & CEO

Tendo, Co-founder & CEO, , What We Get Wrong About Jobs in Africa

Felix Manford

Co-founder & CEO, Tendo

Co-founder & CEO

JobTech Alliance, Gender Lead, , What We Get Wrong About Jobs in Africa

Janet Wandia

Gender Lead, JobTech Alliance

Gender Lead

2X Global, CEO, , S6E5: Unlocking Gender-Smart Capital At Scale

Jessica Espinoza

CEO, 2X Global

CEO

Mastercard Foundation African Growth Fund, Managing Director, , S6E4: Mastercard Foundation is Investing $150 Million into 20 Gender Lens Funds

Samuel Akyianu

Managing Director, Mastercard Foundation African Growth Fund

Managing Director